Job Description

VP, Business Banking Officer

Job Type:

Salaried, Full Time 40 Hours

Who We are:

At Ion Bank, we pride ourselves on providing exemplary customer service and building lifetime relationships by partnering with our customers to identify and achieve their financial goals. We are passionate about our Service Standards and live by them every day.

As a result of Ion’s continued growth, the bank consistently provides robust and diverse development programs for its employees with a goal of personal expansion. Not only does Ion prioritize its internal team but additionally values the communities that the employees serve. The bank consistently encourages volunteerism from its employees to support customers and beyond. Apply now to join the Ion community!

Who we are seeking for this role:

The ideal candidate will develop small business relationships focusing on loans, deposits and cross selling other company products and services. Loan production will emphasize SBA loans. Responsible for managing small business loan portfolio including delinquency, portfolio risk rating and ensuring no deterioration in portfolio quality.

As a VP, Business Banking Officer, you are responsible for:

Generating and managing small business loans and deposit relationships within loan policy guidelines with an emphasis on SBA loans. Position also includes portfolio management responsibilities.

Responsibilities:

• Ensure company service standards are continually achieved in area of responsibility.
• Provide and ensure accurate and detailed documentation of loans.
• Develop and manage small business loans within loan policy guidelines.
• Develop new deposit relationships and cross sell other company products and services.
• Interview and consult with prospective and existing customers as to financing needs and other bank services.
• Collect and analyze financial documents, appraisals, environmental reports and other documentation for new loan requests in order to evaluate creditworthiness of prospective borrowers.
• Establish terms under which credit will be extended, including interest rate, fee(s), repayment method and collateral requirements.
• Manage existing small business loan portfolio.
• Generate qualified referrals for retail banking, Infinex and Ion Insurance.
• Effectively manage, coach, and develop Small Business Lending staff.
• Ensure activities within assigned functional area of responsibility are in compliance with Bank policy, and State and Federal Regulations.

Education and Qualifications:

• Bachelor’s degree preferred.
• Ten years small business lending, or some comparable combination of education and experience.

Benefits:

• Health Insurance (Medical, Dental Vision)
• 401k and Employer Match
• Life Insurance
• Disability
• HSA
• FSA
• Educational Assistance
• Wellness Programs
• Employee Assistance Program
• 20 Paid Time Off Days
• 12 Paid Holidays
• Job Shadowing
• Volunteer Opportunities

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Ion Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or veteran status.

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